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SD Office:
605-275-4041
MN Office:
320-664-4444

Personal Umbrella Insurance in Sioux Falls, SD and Lake Lillian, MN

Be Ready for Anything and Everything

Personal Umbrella Liability is one of the most commonly overlooked policies, but in the case of a catastrophic financial event, it could be the best line of defense you will ever have. If you are involved in a major auto accident or if someone gets injured on your property, you could be sued for damages well beyond the liability coverage provided by your Home and Auto Insurance policies.

In such a critical situation, having Personal Umbrella Insurance from First State Agency will protect your home, car, future wages, and all of your priceless assets from being used to pay for the expenses.

Coverage That Keeps You Protected

Your Umbrella Liability policy from First State Agency works to give you additional protection when damages exceed the liability coverage of your standard policies. It also offers extra security for many situations that may not be included in your basic insurance.

Personal Umbrella insurance can be applied to events such as:

  • Car Accidents
  • Accidental injuries on your property
  • Accidents involving your boat, ATV, or other recreational vehicle
  • Golf Course Injuries
  • Defense fees and other legal costs
  • Personal Injury Coverage for claims of libel, slander, and more

At First State Agency, we are committed to the safety and security of you and your family, which is why we will work with you to create a perfect policy that protects all of your interests. Since Personal Umbrella Insurance will vary depending on your individual coverage needs, it’s important to discuss your options with one of our insurance specialists before making a decision.

Our Locations

Sioux Falls Office

2601 South Minnesota Ave, #103
Sioux Falls, SD 57105
Main office: 605-275-4041

Lake Lillian Office

450 Lake View St.
Lake Lillian, MN 56253
Main office: 320-664-4444

Our Providers

Testimonials

A recent hail storm caused damage to my vehicle. Fortunately, I'm insured with Jake at First State Agency. Within minutes of the damage, Jake actually called with information on the claim process. The products and service you'll find at FSA is second to none. Thank you Jake for saving me time and money.
Tom F.
I have known Jake for over 7 years now and his work ethic and product knowledge will provide you with a great value. Jake's small town background propels him forward with great customer service and a friendly approach to business. I highly recommend Jake and I know he will work diligently to find the right insurance products that fit your needs.
Andrew K.
Jake Nordin and First State Agency were great help when a hail storm came through Sioux Falls and damaged one of our vehicles and a part of our house. He was willing to help and made sure that I was getting a fair price for the damage.
Micah N.
Jake Nordin and First State Agency were great help when a hail storm came through Sioux Falls and damaged one of our vehicles and a part of our house. He was willing to help and made sure that I was getting a fair price for the damage.
Justin and Brigette D.
Thanks for having another great appreciation event at your office last week. Very nice. Thanks also for taking care of my recent tractor fire claim that was caused by the rubber dynamic balancer failing and starting the tractor on fire. Fortunately my associate was able to drive the six miles to the fire with an extinguisher and get the fire out before it destroyed the tractor. Insurance covered repairing the fire damage. I really appreciated that years ago First State Agency had made sure I had coverage for miscellaneous issues that will come up when a fire happens. I found out that I not only had coverage for the fire damage, but I had insurance for a rental tractor I needed to finish the farm work that still needed to be done why the tractor was getting repaired. You never know how good your insurance is until you have a problem. Glad that First State Agency had this covered.
Tim Macik - Lake lillian