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SD Office:
605-275-4041
MN Office:
320-664-4444

ATV Insurance in Sioux Falls, SD and Lake Lillian, MN

Explore the Trails With Confidence

Your ATV represents a considerable recreation investment. And as you are riding, the last thing you will want to wonder about is whether you have the right insurance coverage. With a customized All-Terrain Vehicle insurance policy from First State Agency, you can ride with confidence knowing that you are properly insured.

No matter what type of vehicle you have, whether you ride a 4-wheeler, dune buggy, or even a golf cart, you can get the ATV Insurance you want and the protection you deserve with specialized coverage options, including:

  • Collision Coverage – for damage to your ATV from rocks, trees, and other obstacles or debris
  • Comprehensive Coverage – as extra security for loss or damage from theft, fire, or vandalism
  • Property Damage – to cover expenses to another person’s property for which you are liable
  • Bodily Injury – that pays medical expenses to others if you are held liable in an accident
  • Uninsured Motorist – to protect you from loss or damage caused by uninsured and underinsured riders

First State Agency is dedicated to offering you the best possible coverage at a price you can afford. We offer additional ATV coverage for damage to custom equipment that you have added to your ATV, along with a medical payments option for yourself and your passengers. You may also be eligible for money-saving discounts when you insure multiple vehicles or if you have successfully completed a rider safety course.

Discounts and coverage options can vary according to your location and specifications. Contact one of our licensed insurance professionals to learn more about ATV insurance and how to build a recreational plan that best fits your needs.

Our Locations

Sioux Falls Office

2601 South Minnesota Ave, #103
Sioux Falls, SD 57105
Main office: 605-275-4041

Lake Lillian Office

450 Lake View St.
Lake Lillian, MN 56253
Main office: 320-664-4444

Our Providers

Testimonials

A recent hail storm caused damage to my vehicle. Fortunately, I'm insured with Jake at First State Agency. Within minutes of the damage, Jake actually called with information on the claim process. The products and service you'll find at FSA is second to none. Thank you Jake for saving me time and money.
Tom F.
I have known Jake for over 7 years now and his work ethic and product knowledge will provide you with a great value. Jake's small town background propels him forward with great customer service and a friendly approach to business. I highly recommend Jake and I know he will work diligently to find the right insurance products that fit your needs.
Andrew K.
Jake Nordin and First State Agency were great help when a hail storm came through Sioux Falls and damaged one of our vehicles and a part of our house. He was willing to help and made sure that I was getting a fair price for the damage.
Micah N.
Jake Nordin and First State Agency were great help when a hail storm came through Sioux Falls and damaged one of our vehicles and a part of our house. He was willing to help and made sure that I was getting a fair price for the damage.
Justin and Brigette D.
Thanks for having another great appreciation event at your office last week. Very nice. Thanks also for taking care of my recent tractor fire claim that was caused by the rubber dynamic balancer failing and starting the tractor on fire. Fortunately my associate was able to drive the six miles to the fire with an extinguisher and get the fire out before it destroyed the tractor. Insurance covered repairing the fire damage. I really appreciated that years ago First State Agency had made sure I had coverage for miscellaneous issues that will come up when a fire happens. I found out that I not only had coverage for the fire damage, but I had insurance for a rental tractor I needed to finish the farm work that still needed to be done why the tractor was getting repaired. You never know how good your insurance is until you have a problem. Glad that First State Agency had this covered.
Tim Macik - Lake lillian