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SD Office:
605-275-4041
MN Office:
320-664-4444

Boat Insurance in Sioux Falls, SD and Lake Lillian, MN

Cast Your Worries Aside

For most people, owning a boat can be a dream come true. Whether you are out on the water with friends or enjoying a relaxing day of fishing, your boat provides an escape from the daily grind.

With a Boat Owners Insurance policy from First State Agency, you can relax and enjoy your time away knowing that you are properly insured. We offer many coverage options to keep you, your boat, and its passengers safe, specializing in insurance for the following marine vehicles:

  • Yachts
  • Performance Boats
  • Sail Boats
  • Bass Boats
  • Jet Skis
  • WaveRunners

What Can a Boat Insurance Policy Cover?

Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:

  • Vandalism
  • Collision with another boat or object
  • Theft
  • Damage caused by uninsured or underinsured boaters

Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.

In addition, Liability Boat Insurance can help pay for medical expenses or legal costs if you are at fault in a boating accident. Coverage options include:

  • Bodily Injury payments
  • Damage to another’s property
  • Medical Payments
  • Guest Passenger Liability

Additional Coverage Options

At First State Agency, we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat. You may also be eligible for money-saving discounts when you insure multiple watercrafts or combine your Boat and Auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.

It is your passion, your dream. Protect that dream for years to come with the right insurance policy from First State Agency. Talk with one of our local insurance specialists today to learn more about Boat Owners Insurance.

Our Locations

Sioux Falls Office

2601 South Minnesota Ave, #103
Sioux Falls, SD 57105
Main office: 605-275-4041

Lake Lillian Office

450 Lake View St.
Lake Lillian, MN 56253
Main office: 320-664-4444

Our Providers

Testimonials

A recent hail storm caused damage to my vehicle. Fortunately, I'm insured with Jake at First State Agency. Within minutes of the damage, Jake actually called with information on the claim process. The products and service you'll find at FSA is second to none. Thank you Jake for saving me time and money.
Tom F.
I have known Jake for over 7 years now and his work ethic and product knowledge will provide you with a great value. Jake's small town background propels him forward with great customer service and a friendly approach to business. I highly recommend Jake and I know he will work diligently to find the right insurance products that fit your needs.
Andrew K.
Jake Nordin and First State Agency were great help when a hail storm came through Sioux Falls and damaged one of our vehicles and a part of our house. He was willing to help and made sure that I was getting a fair price for the damage.
Micah N.
Jake Nordin and First State Agency were great help when a hail storm came through Sioux Falls and damaged one of our vehicles and a part of our house. He was willing to help and made sure that I was getting a fair price for the damage.
Justin and Brigette D.
Thanks for having another great appreciation event at your office last week. Very nice. Thanks also for taking care of my recent tractor fire claim that was caused by the rubber dynamic balancer failing and starting the tractor on fire. Fortunately my associate was able to drive the six miles to the fire with an extinguisher and get the fire out before it destroyed the tractor. Insurance covered repairing the fire damage. I really appreciated that years ago First State Agency had made sure I had coverage for miscellaneous issues that will come up when a fire happens. I found out that I not only had coverage for the fire damage, but I had insurance for a rental tractor I needed to finish the farm work that still needed to be done why the tractor was getting repaired. You never know how good your insurance is until you have a problem. Glad that First State Agency had this covered.
Tim Macik - Lake lillian