As a driver, safety should be one of your top concerns – safety for your passengers and for other drivers on the road. When you find the right coverage with First State Agency, you’ll learn that being a responsible driver has its benefits. With Diminishing Deductible, you can actually get rewarded for being an accident and violation-free driver. When you sign up for Diminishing Deductible, you’ll receive an immediate $100 credit on your deductible. From there, you can add $100 of more credit for every year – simply by being a safe driver. Drivers under Diminishing Deductible can receive up to a maximum of $500 credit. For even more options, talk to a representative with First State Agency about Total Loss Deductible Waiver. If your car gets totaled in an accident, and if you’re covered under this waiver, you won’t be responsible for paying your deductible. It’s just one more way that First State Agency can provide quality coverage options for safe drivers.