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Thanks for having another great appreciation event at your office last week. Very nice. Thanks also for taking care of my recent tractor fire claim that was caused by the rubber dynamic balancer failing and starting the tractor on fire. Fortunately my associate was able to drive the six miles to the fire with an extinguisher and get the fire out before it destroyed the tractor. Insurance covered repairing the fire damage. I really appreciated that years ago First State Agency had made sure I had coverage for miscellaneous issues that will come up when a fire happens. I found out that I not only had coverage for the fire damage, but I had insurance for a rental tractor I needed to finish the farm work that still needed to be done why the tractor was getting repaired. You never know how good your insurance is until you have a problem. Glad that First State Agency had this covered.

Tim Macik - Lake lillian

Snowmobile Insurance in Sioux Falls, SD and Lake Lillian, MN

When the Snow Falls, Make Sure You Are Ready

Nothing is quite as satisfying as hitting the trails after the first snow. Your snowmobile is your ticket to enjoying the fresh mountain air and exhilarating scenery of the countryside, and while you are out there in the thick of it all, contemplating whether you have the right insurance should be the last thing on your mind.

First State Agency offers specialized Snowmobile Insurance at affordable rates, with benefits tailored to meet your specific insurance needs. Whether you are a beginner or a seasoned veteran, we offer essential coverage for:

Collision Coverage – to cover damage to your snowmobile from a collision with rocks, trees, ice, and other obstacles
Comprehensive Coverage – as extended coverage for loss or damage from theft, fire, or vandalism
Property Damage – to pay for damage to another person’s property for which you are liable
Bodily Injury Liability – for paying the medical expenses of others if you are at fault in an accident
Uninsured Motorist Protection – to insure damage caused by uninsured or underinsured riders

Additional Snowmobile Insurance coverage is also available for any custom equipment that you have added to your snowmobile. Medical Payments Coverage to protect yourself and your passengers in the event of an accident is also available for a premium.

Depending on your insurance situation, discounts may also be available for completing rider safety courses or by being a member of certain riding association memberships. A representative from First State Agency will review your insurance needs to design the right policy for you and determine your discount eligibility.