Sioux Falls: 
605-275-4041
Lake Lillian: 
320-664-4444
We got you covered

Special Event Insurance

Don't leave everything to chance; keep yourself protected with an insurance
Get Started

Protecting your assets since 1965.

100% customer satisfaction

Family owned and operated business.

85+ coverage options to choose from

First State Agency/ special event insurance

Special Event Insurance Provided By Our Agency

Whether you're an event planner, marketing agency, or just a family throwing an elaborate wedding, special event insurance can step in when you're sued for property damage, accidents, or injuries that crash your party.

What is Special Event Insurance?

Special event insurance is an insurance policy that helps protect your investment in a specific event, such as a wedding. In addition, event insurance may help cover your costs if you unexpectedly need to cancel your event or if you're found responsible for property damage or an injury caused during your event.

What does Special Event Insurance cover?

Depending on the type of event you throw, you can get insurance coverage for:
  • General liabilities
  • Liquor liability
  • Lawsuit coverage for slip-and-fall accidents
  • Lawsuit coverage for property damage caused by attendees or employees
  • Cancellation insurance covers fees and other payments you must make even if the event is canceled because of an accident or weather.
Most special event insurance covers the specific loss events outlined in your policy. Our insurance agent can help you understand what is and isn't covered before you commit to a policy.

The Cost of Special Event Insurance

How much you pay for special event coverage depends on the event you're hosting and whether or not alcohol will be served. You might have to pay more depending on the following risk factors:
  • Type of event
  • The number of people you expect to attend
  • Where the event is hosted
  • Whether alcohol is served
  • Coverage Limits
You may have realized that event insurance can be necessary for any party or gathering. However, the costs and potential liabilities are enough to make most people cringe, whether it's a wedding, charity fundraiser, or other events. Thankfully there is help available with special event coverage through us. So connect with us today to learn more!

Already have Special Event Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
Request a Quote

Get Personalized  Insurance

Name(Required)
This field is for validation purposes and should be left unchanged.
© 2024 First State Agency Designed by Amplispot
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram Skip to content